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Welcome to VFR Financial Group

Restore Your Credit and Rebuild Your Future with Our Professional Credit Repair Services.

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About Us

We Help Clients Get Closer to Financial Success

At VFR Financial Group, we believe that everyone deserves a second chance when it comes to their credit. We understand that life can be unpredictable, and financial setbacks can happen to anyone. That’s why we’re dedicated to helping our clients repair their credit and improve their financial standing.

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HOW WE CAN HELP YOU

VFR Financial Group Helps You Improve Your Credit By Removing:

Late Payments

Inquiries

Credit Errors

Collections

Charge Offs

Judgments

Foreclosures

Bankruptcies

Repos

...and More!

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Items Repaired
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Clients
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Items Increased

CLICK ON ANY OF THE FOLLOWING STEPS TO LEARN MORE

In as few as 8 steps you can improve your credit.

Request Your Credit Report Here

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Testimonials

happy clients

I would 100% recommend this company! Very trustworthy and got the job done! I seen results within the first 30-45 days and their communication through the entire process was amazing! it’s been a relief working with this company! My credit is almost in the 750s thanks to them! I do not regret this decision only wish i found them sooner. Thank you again for the commitment in fixing my credit!
Angela J.Client
I highly recommend!! Great and easy going person. Fast and easy process to get you started.
Jennifer A.Client

VFR Financial Group

We believe in transparency and communication, which is why we keep you updated throughout the entire credit repair process. We’re committed to ensuring our clients are well informed and empowered to make better financial decisions.
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Schedule a consultation

Schedule a comprehensive over-the-phone consultation- During this consultation call with a credit expert, you will review your reasoning as to why you would like to restore your credit. Your goals, and the credit restoration steps and expectations. Here you will be charged your enrollment and analysis fee. 

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Request A Credit Analysis

Before your credit consultation request a credit analysis from one of our credit monitoring services. 

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Enroll As A Client.

Enroll as a client after your consultation.

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Sign Your Client Agreement.

Sign your client agreement + upload identity documents: All clients must sign a client agreement which outlines from both parties that the client allows thecredit restoration firm to dispute negative items on the client’s credit report on their behalf specific to their state. The agreement will also outline all terms of the credit restoration process. The client is responsible for uploading identity documents such as a copy of a license and utility bill so that the contracted credit restoration firmmay attach to the dispute letters that are sent to the credit bureaus on the client’s behalf.

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First Work Document.

First Work Document: The credit Firm completes the first round of disputes and mails them to the credit bureaus (Experian, TransUnion, Equifax). Response time from the bureaus on average is 30-45 days.

 
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The First Invoice

After the Credit Audit has been completed and sent to the client, the client will be charged the first invoice.

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Wait 30-45 Days

Client will adhere to the counsel of the credit firm in order to begin the score-building process as the client waits 30-45 days for a response from the bureaus of the first round of disputes.

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After 30-45 Days.

After 30-45 Days the credit firm provides the client with updates of any deletions and then moves forward with round 2 of disputes to send off to the credit bureaus. Each month a round of disputes is sent to the bureaus until all negative items have been successfully removed from the client’s credit report.

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